01
Underserved industries
Legitimate, established sectors that struggle to open and keep accounts because banks treat the whole industry as out of scope. Trading businesses above all.
Accounts for international business
Banks say no. We say yes.
For the industries and structures other banks decline: USD, EUR, GBP, AED and CAD held on local and SWIFT rails, payouts in 80+ currencies, USDT and USDC on and off, and a crypto gateway. Opened for the business as it actually is.
Why the answer is different
We look at the business ourselves.
We understand the business and its structure before we ask the institution to. We do not say yes to everything, and we tell you early when the answer is no.
Niowire is not a bank. Accounts are provided by regulated payment institutions in the United Kingdom and Belgium.
Book a call opens our booking calendar in a new tab. If the structure is the question rather than the account, our sister firm advises first.
Talk to RedomiciledThe card. Sample details, not a real account.
Why the answer is different
For an international business, banking is the hard part.
Traditional banks and the large e-money institutions decline these files for reasons that usually have nothing to do with the business being a bad one: an unusual ownership structure, operations in several countries at once, an industry with a label on it. We have read those files for years and we know which institution will take which one, and what it will ask before it asks.
- 10+Years of experience in banking and structures
- 190+Countries the platform behind us pays into
- 170+Institutions in our sister firm’s network
- 700+Five star reviews of the platform behind us
80+
Currencies
Our focus is FX, because that is what an international business needs: a currency for every stakeholder, plus USDT and USDC on and off. Every one is on the payouts page with its rate against the dollar.
1,000+
Businesses
Over a thousand businesses operating internationally or in the harder jurisdictions trust our underlying payment solution to transact globally and run their day to day.
1
Onboarding
Our team knows the more complex businesses and structures, so we try to understand everything in one onboarding. The questions get asked once, before the account opens, not after a payment is held.
SWIFT
On every account
Apart from the local rails that allow instant payments, every account has SWIFT, so you can reach bank accounts worldwide.
Currencies from the partner’s currency sheet and the product paper, September 2026. Businesses and years are the founders’ figures.
Two supervisors
Accounts come from payment institutions authorised and regulated by the Financial Conduct Authority in the United Kingdom, and supervised in Belgium.
Two regulators, named
Both supervisors named beside this publish searchable registers of the firms they authorise, so the chain behind an account can be checked without asking us. Our own company is being incorporated and goes on the About page the day it exists.
Held separately
Client money sits in safeguarded accounts at partner banks, not with us. Even if Niowire failed, your funds would be safe in those accounts. Safeguarding is not deposit insurance, and the payouts page says what that means.
The account
Every balance on one screen.
The total across every currency, each currency as an account of its own, every payment with its status and a tracker, and the rates with their move over the week.
Payouts
80+ currencies.
Our solution is built around FX, because that is what an international business needs: a currency for every stakeholder, paid from the five you hold, over local rails where they exist and over SWIFT everywhere else. Plus USDT and USDC on and off.
And a rate for every one.
Every currency is on the payouts page, searchable, with its reference rate against the dollar. If yours is not there, book a call and we find a route.
Who we serve
Three situations. One relationship.
02
Complex ownership structures
Holding companies, group structures, trusts and foundations, and businesses owned through more than one jurisdiction.
03
Entrepreneurs in multiple countries
Founders who live, own and operate across borders and need one relationship that follows them rather than one per country.
- Natural resources
- Commodities
- FX
- Luxury
- Travel
- Import and export
- Trading businesses
- iGaming
- Crypto
- Energy and fuels
- Agricultural commodities
- Wholesale and distribution
- Logistics and freight
Two firms
Redomiciled advises. Niowire is the account.
The questionNiowireThe accountRedomiciledThe advisory
What it isAccounts in five currencies, each on its own network and on SWIFT, payouts in 80+ currencies, a dollar stablecoin ramp and a crypto gateway.The advisory. Structure across companies, holdings, trusts, foundations and personal residency, through a network of 170+ banking and financial partners, for the client who needs to restructure before an institution will take the file.
The right door whenThe company exists, the ownership is settled, and what you want is the account.Before this: the company does not exist yet, sits in the wrong place, or is owned through the wrong thing. Or after a no here, when another institution in their network fits the profile.
How you startOne application on the platform, for the business and its owners together.A consultation first, then the introductions. Or they run the onboarding for you, end to end.
A consultation is possible with us as well: Book a call. If the structure is the question, Redomiciled advises first. Our sister firm, on their own site, in a new tab.
Before you ask
The questions we get first.
Who holds my money, and is it safe?
Regulated payment institutions in the United Kingdom and Belgium hold it, in safeguarded accounts at partner banks, not with us and never lent out or invested. Even if Niowire failed, your funds would be safe in those accounts, because we never hold them. Safeguarding is not deposit insurance: no compensation scheme stands behind it, and if an institution failed the money would come back from that separate account after the costs of the insolvency. We say so wherever we say the rest.
What do I get on day one?
Accounts in USD, EUR, GBP, AED and CAD, each on its local network and on SWIFT. Payouts in 80+ currencies with the rate in front of you. USDT and USDC on and off, with a card that spends from the balance. A crypto gateway that gets paid and pays out in ten assets. And a personal account for every owner, from the same application.
How fast, and what does it cost?
A person reads your file first, so you hear where it stands from someone who has read it, not from a status page. Pricing is quoted for your business, in writing, before you apply. Book a call and you leave it with both.
Book a callDo the owners get accounts too?
Yes, and this is the part nobody else does. One onboarding opens the business accounts and a personal account for every ultimate beneficial owner, from the same set of documents, each with the same currencies and their own card. Salary, dividends and expenses move between them without leaving the platform.